Is this bank the new partner for the Apple Card?

Is this bank the new partner for the Apple Card?


Referreport

According to a media report, Apple could soon have a new partner for its Apple Card. MacTechNews and refers to a report in the US newspaper “Wall Street Journal”. According to this, the iPhone manufacturer is in talks with the bank JPMorgan Chase to replace Goldman Sachs as its previous partner for its Apple credit card. The consumer business was not worthwhile for Goldman Sachs, it said. Instead, the bank wants to focus on investment banking and trading again.

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Apple Card with 12 million users

In December 2023, Apple and Goldman Sachs announced that they would go their separate ways in the future. The time frame given was 12 to 15 months. According to the report, JPMorgan is aiming to take over Goldman Sachs’ credit card portfolio, but not at the full face value of the outstanding $17 billion currently owed by around 12 million Apple Card users.

Are the terms and conditions of the Apple credit card changing?

There is also talk of revising the current monthly billing cycle to avoid peak loads. There is also speculation that JPMorgan Chase wants further adjustments to the card’s terms and conditions and that sharing user data is on the table, which could conflict with Apple’s strict focus on data protection. There is no news about a possible launch of the Apple credit card in Germany. So far, the Apple Card is only available in the USA.

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Source: German